‍i-MULA 50 is a Starter Pack Insurance Fund (SPIF) programme initiated by Life Insurance Association of Malaysia (LIAM), in collaboration with participating LIAM member companies. This Programme is designed to encourage and support youth, young families and first-time buyers take their first step toward securing life insurance protection.

Generali Life Insurance Malaysia, as a LIAM member company, offer a range of insurance products tailored to meet your needs.

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Our Online Insurance Plans

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Member of PIDM

The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Generali Life Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).

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Generali Life Insurance Malaysia Berhad (“Generali Life/We”) Terms and Conditions governing Starter Pack Insurance Fund (SPIF) Programme (“Programme”) initiated by Life Insurance Association of Malaysia (“LIAM”).

• This Programme is open to all Malaysians only.
• To participate in this Programme, only new purchases of the Eligible Product(s) (as identified in the bullet point below) from 28 August 2024  and approved by LIAM before the SPIF Fund is fully redeemed will be considered.
• The Eligible Product(s) for this Programme are eMedic Plus, eCritical  Early Care and eLife Protector+.
• The first premium of the policy shall fall within the minimum and maximum premiums set out in the table below.

• Only one (1) policy per Insured person will be permitted to participate in this Programme. All policies shall be subject to the LIAM’s approval to qualify for the Programme Reward.
• Each approved policy (“Eligible Policy”) will be entitled to a RM50 Touch ‘n Go e-Wallet credit (“Programme Reward”).
• Purchases of the Eligible Product(s) issued before 28 August 2024 where the new business or renewal premiums falls during Programme period and issued after the SPIF Fund has been fully redeemed, will not be eligible for the Programme or entertained.
• The policy premiums will be rounded up to the nearest RM 1.00 to determine participation eligibility.
• The Eligible Policy must remain in-force for at least two (2) months and with a minimum of two (2) months of premiums collected or paid.
• The Eligible Policy will be disqualified from this Programme upon lapse or free-look cancellation prior to the payment of Programme Reward.
• The Eligible Policy will be disqualified from this Programme if there are any policy alterations (i.e. increasing basic sum insured, reduce premium etc.) made to the Eligible Policy which results in change in premium, prior to the payment of the Programme Reward.
• Programme Reward will be sent to policy owner’s email after two (2) months from the policy issue month. Hence, the policy owner must provide a valid email with accurate email address during the application submission. In the event that no email or an invalid email is provided, the Programme Reward will be forfeited.
• Although we will endeavour to distribute the Programme Reward in a timely manner, we cannot give any such guarantee if delays are caused by circumstances beyond our control.
• We may decline the Programme Reward entitlement in the event any of the Terms and Conditions set forth herein is not fulfilled. No appeals will be entertained. The Programme Reward is non-transferable.

Any enquiries regarding the i-Mula 50 Starter Pack Insurance Fund (SPIF) Programme should be directed to marketing.life@generali.com.my.